Yup. This sort of makes sense. Check out this piece. What you will find is that as healthcare costs have gone up over recent years, employers have significantly reallocated their percentage of spending on employee benefits. Whereas the majority of their spend used to go to funding employees’ retirement, two-thirds of their investment in their work force is now going to current health insurance premiums. Reportedly, that focus on immediate gratification rather than long term planning is keeping the employers happy with a healthy work force, and the employees happy with reduced monthly premiums. Bottom Line. YEAH, BUT. Given the minimal amounts that many Americans have put away for retirement on their own, this trend seems like one that will eventually bite us all in the rear end. Stay tuned!